Dealing with the aftermath of a building collapse can be challenging, whether the affected property was a residential home or commercial building. Collapses like these can cause major disruptions. Serious injuries are also likely to occur, many of which can result in permanent disabilities. The building collapse attorneys in New York with Rosenbaum & Taylor help victims get the compensation they are owed. When you are already dealing with so much, trying to file a building collapse claim can be an unwanted burden. This is especially true since insurance companies narrowly define building collapses to try to get out of paying claims like these.
Hiring a property damage lawyer who is experienced with building collapse cases is essential if you want to ensure that your rights are protected. If you own a building that collapsed, reach out to us here at Rosenbaum & Taylor by submitting our online form or giving us a call at XXX–XXX–XXXX. We will gladly provide a free case evaluation.
How are Building Collapses Categorized?
When structures collapse, the cost of repairing them can be overwhelming. Insurance policies are commonly written in a way that provides a narrow definition of what qualifies as a building collapse. Insurers purposely phrase their policies this way so that they are less likely to have to pay expensive claims. Depending on your insurance policy, a building collapse may be defined under any of the following categories:
- Buildings with poor structural integrity that have sustained major damage and are likely to collapse.
- Buildings that have either partially or fully collapsed.
- Buildings that have collapsed unexpectedly as a result of problems like bulging, sinking, or cracking. These types of collapses rarely provide any advanced warning.
At Rosenbaum & Taylor in New York, our property damage attorneys can carefully review the language of your insurance policy to make sure that your insurer is compensating you fairly for your damages. We have handled building collapse cases in the past and are experienced with conducting investigations and appraisals in situations like these. We will work hard to ensure that your claim is taken seriously by your insurance company.
What Causes Buildings In New York To Collapse?
Typically, insurance policies provide coverage for the destruction or loss of a property as a result of perils or basic damages. When it comes to a collapse, however, the type or amount of coverage available can vary, depending on what led to the collapse in the first place. Building collapses can be caused by many factors including the following:
- Defective foundations
- Damage from water or fires
- Defective construction materials
- Damage caused by insects, rodents, or other pests
- Improper or inadequate building maintenance
- Poor building designs
- Structural decay
In some cases, multiple factors may contribute to the collapse of a building, even though only one or two of those factors are covered under your insurance plan. Insurance companies often try to get out of paying in cases like these by claiming that the cause of the collapse was not included in your coverage. Working with a skilled lawyer is the best way to ensure that insurance companies don’t try to shirk their duties or mislead you regarding your claim in an effort to pay out less than you deserve.
Building Collapse Attorneys In New York Who Make Insurance Companies Pay
Having helped other property owners in the past with building collapse cases, the lawyers here at Rosenbaum & Taylor are more than qualified to help you seek compensation in your case. Our NY business law firm will conduct a thorough investigation and will assist you with the process of filing your property damage claim. More than that, we will also deal with any negotiations with your insurance provider for you, taking some of the pressure off of your shoulders. Set up a free consultation today by calling us at XXX–XXX–XXXX.