Are you in need of Insurance Coverage Attorneys in Westchester County NY? At our law firm, we specialize in reviewing and analyzing all types of insurance policies, including commercial, individual, umbrella, and excess policies. We represent clients who want to understand and appreciate what insurance coverage they have in place and how best to protect themselves from the relevant risks that are inherent in the workplace, at home, and even away from home.
If you are a new business or do not currently have insurance, we can help you decide what insurance coverage is best for your situation, so that you are protected from all realistic risks. When necessary, we help our clients pursue their rights and recover what is due to them. Furthermore, we also offer free legal advice to our clients.
We understand how insurance policies work, and we usually use the knowledge we have acquired over the years to guide our clients through the insurance claim process. Our New York insurance coverage lawyers at Rosenbaum & Taylor will help you get the best settlement for your case either through trial or by helping you come up with a better strategy.
Do not hesitate to contact us today at (914) 326-2660 for a free consultation. You can also rely on our online platform to reach out to us at any time.
What Is the Importance of Having Insurance Coverage?
The reason why you need insurance coverage is to protect your home and business from various risk factors, such as paying huge expenses and costs to defend against lawsuits and even possible large verdicts.
Without appropriate insurance coverage, a homeowner will undoubtedly need to hire an attorney if the homeowner is sued for damages allegedly caused by the homeowner. And, if you are a business owner, you need to know that, in New York, a corporation can not represent itself in Court. A corporation must be represented in Court by an attorney. And, besides the large costs normally associated with retaining a lawyer, there is the potential for even greater exposure and expenses if your business is found liable for damages and there is no insurance coverage to satisfy any such finding.
On the other hand, if your business has the proper insurance in place, your business should be protected if the business is sued. Under the usual circumstance, if a business is sued, the insurance provider will provide legal representation at the insurance companies expense. That representation will not only cover the attorney’s fees but also the costs associated with the representation, including investigation, court filings, costs of court reporters, etc. Further, if a judgment or settlement occurs and your business is liable, the insurance carrier will pay the judgment or settlement, up to the limits of your available insurance coverage.
Take that important first step of hiring an attorney specialized in insurance coverage to help you evaluate your current situation so that you and your business are properly protected.
When Should I Hire an Attorney Specialized in Insurance Coverage?
As a business owner, the need to have insurance coverage arises the day you open your doors for business. Business owners must protect themselves from potential losses arising from personal injury, death, and damage to property. With first-party insurance coverage, business owners can receive the protection they need. The lawyers at Rosenbaum & Taylor can assist you in making sure that you have in place the insurance coverage necessary to protect your business. And, should someone bring a lawsuit against your company, your lawyers can assure that you are being properly protected and represented.
Moreover, a homeowner needs insurance coverage so that his/her assets are protected if someone files a lawsuit for damages against the homeowner.
It is always preferable to have an experienced attorney familiar with the ins and outs of insurance policies. Further, it is advantageous to have an attorney who is comfortable dealing with insurance company adjusters and personnel. The attorneys at Rosenbaum & Taylor deal with insurance companies every day. Rosenbaum & Taylor are ready and able to go to bat for you.
Does Rosenbaum & Taylor Handle All Insurance Matters?
We can help you with virtually all insurance matters. We have taken legal action on various insurance cases in the courts of New York. We help our clients with the following types of insurance-related matters:
- Bad faith
- Personal injury
- Wrongful death
- Commercial General Liability (CGL)
- Property damage
- Construction defect
- Business interruption
- Business liability insurance
- Subcontractor’s insurance
- General contractor’s insurance
- Commercial general liability insurance (CGL)
- Excess insurance
- Life insurance
- Disability insurance
- Health insurance
- Theft insurance
- Homeowner’s insurance
- Builder’s risk insurance
- Motorcycle insurance
- Errors and omissions insurance (E&O)
- Umbrella insurance
- Boating insurance
- Automobile insurance
- Director and office insurance (D&O)
- Windstorm insurance
- Professional liability insurance
- First and third-party bad faith claims
- Commercial property insurance
Hire Our Insurance Coverage Attorneys in Westchester County NY
Contact us today if you have any questions or concerns about your insurance. Are you confused about what coverage is appropriate for you? We can help. Are you unsure about what insurance you already have and what protections it provides? We can help. Are you concerned because you are being sued or afraid that you are about to be sued? We can help. Have you received a letter or notice from an insurance company or court and don’t know what it means and how it affects you and/or your business? We can help.
Call the experienced insurance coverage lawyers at Rosenbaum & Taylor at (914) 326-2660 and get the help and protection you need.