What To Know About Your New York Insurance Policy

New York insurance policy concept, man in suit with insurance policy

Whether you’ve just obtained insurance or there’s a pending lawsuit, the insurance policy is central to your coverage. Far too few policyholders take the time to understand what’s actually in them, however. This can prove disastrous when it comes time to demand the insurer cover a loss. Do you have questions about your insurance policy? […]

What are Certificates of Insurance and What Do They Mean?

certificate of insurance

We often meet prospective clients who innocently relied on certificates of insurance presented to them by other companies they contracted with, only to find out that they weren’t worth the paper they were written on. Maybe you are a property manager who has hired a vendor, or maybe you are a general contractor who has […]

Advice For Detecting Insurance Fraud In An Insurance Defense Case

How to detect insurance fraud

Insurance fraud is one of the classic defenses in an insurance case. When an insurer is faced with the prospect of paying significantly on a claim, evidence of fraud is examined closely. But it’s not enough to allege or suspect fraud on the part of the policyholder. You need a dedicated New York insurance defense […]

Two Counts Dismissed In Raymond James Lawsuit Against Ohio Insurance Company


A federal judge in Florida has dismissed two counts in a lawsuit against Ohio National Life Insurance Company. The lawsuit, filed by financial giant Raymond James, makes numerous allegations against Ohio National. The two counts that were dismissed related to bad faith and wrongful interference with business relationships. The lawsuit is a good example of […]

Insurers Bracing for Claims Made in Wake of Riots

Insurers Bracing for Claims Made in Wake of Riots

Riots have devastated many businesses across the country during a historic summer of civil unrest. Small business owners, already reeling from the impact of the coronavirus pandemic, have felt the brunt of this destruction. They have, in turn, turned to their business insurance policies to cover their losses. What should the insurers prepare for, and […]

What Does Your Insurance Coverage Cover?

insurance coverage

You have probably seen the television commercials for the insurance company that claims it has seen almost everything, so it knows how to handle almost anything. The commercials are interesting and get lots of views on YouTube. Insurance coverage issues themselves are a lot less amusing, but still deserve serious attention. The fact is that […]

Understanding New York Insurance Subrogation Law


Subrogation is one of those insurance terms that few in the industry pay attention to until a specific claim arises. But every insurance company needs to understand how subrogation works before they need to use it. If your company has questions about New York insurance law, you can count on our experienced insurance coverage attorneys […]

Defending Water And Mold Damage Insurance Claims In New York

Water damage in a home in New York.

Water damage is one of the most common types of insurance claims. But these claims are not only limited to losses affecting the property. Water damage can lead to related claims such as mold injury. These can cost insurers substantial sums of money, and defending against them is not easy. The insurance defense attorneys of […]

What To Expect In An Insurance Claim Denial Lawsuit

Will insurers be required to provide business interruption coverage?

Insurance companies that deny claims can expect, at some point, to be challenged over it. The insured will expect to have the claim paid, and for a certain amount. If the insured is unhappy over how the claim was handled, there may be a lawsuit. Retaining an experienced insurance defense law firm is critical to […]

Using The Arson Defense In New York Insurance Cases

A match lighting a fire.

Intentionally setting fire to your own home or business is considered arson. Besides the crime itself, arson can be used in furtherance of insurance fraud. Insurance fraud is big money, costing insurers billions of dollars. Although insurance companies can invoke the arson defense to deny claims in certain circumstances, it’s not always easy to prove. […]